Equipment Financing – Get the Tools You Need Without the Upfront Cost

Q: What is equipment financing?

Equipment financing allows businesses to buy or lease equipment through fixed monthly payments instead of paying the full cost upfront.

Q: What types of equipment can I finance?

You can finance vehicles, heavy machinery, medical equipment, office technology, and more .

Q: What is the interest rate for equipment financing?

Rates start at 6% APR , but they depend on your credit score, business revenue, and loan term.

Q: How long does approval take?

Approval can be as fast as 24 hours , depending on your financials.

Q: Is a down payment required for equipment financing?

Some lenders require 10-20% down , but many offer 100% financing options.

Q: What happens if I can’t make payments?

If you miss payments, the lender may repossess the equipment . Always ensure you can afford the loan.

Q: Can I use equipment financing for used equipment?

Yes, many lenders finance both new and used equipment .

Q: Where can I apply for equipment financing?

You can apply online through ER Capital Ventures , banks, or alternative lenders.

Need new equipment for your business but don’t want to drain your cash flow? Equipment financing lets you spread the cost over time while keeping your business running smoothly.

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Merchant Cash Advance Service by ER Capital Ventures

What is Equipment Financing?

Equipment financing is a type of loan that helps businesses buy machinery, vehicles, or technology without paying the full amount upfront. Instead, you make fixed monthly payments over a set period. This option keeps your cash flow strong while ensuring you have the latest tools to grow.
Service Rates:

Loan Amount: $5,000 – $5,000,000

Interest Rates: Starting at 6% APR

Repayment Terms: 12 to 72 months

Approval Time: As fast as 24 hours

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A couple discusses financial documents with their advisor, highlighting investment strategies.

Who Should Apply for Equipment Financing?

If your business relies on specialized tools, equipment financing is a smart choice.
✔ Small and medium-sized businesses needing essential equipment.
✔ Companies wanting to upgrade outdated machinery.
✔ Startups looking for cost-effective financing solutions.
✔ Businesses in construction, healthcare, or manufacturing.
✔ Any company that prefers to preserve working capital.

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How to Get Equipment Financing?

Applying for equipment financing is quick and hassle-free. Follow these steps:

Step 1: Check Your Eligibility

Ensure your business meets basic requirements, such as revenue and credit score.

Step 2: Gather Your Documents

You’ll need financial statements, business tax returns, and equipment quotes.

Step 3: Apply Online or In-Person

Submit your application with ER Capital Ventures for fast processing.

Step 4: Get Approved and Choose Your Equipment

Once approved, select the equipment you need, and the lender pays the supplier directly.

Step 5: Start Using Your Equipment and Make Monthly Payments

Enjoy your new equipment while making manageable monthly payments.

Get Equipment Financing

Discover Your Funding Partner

Tailored Financial Solutions for Your Business Growth

Experience our unique approach to Merchant Cash Advances designed to empower entrepreneurs like you.

Why Choose Us?

Fast Access to Capital

Our streamlined application process allows you to access capital quickly without lengthy approvals.

Quick applications and approvals.

Flexible terms to meet your needs.

Support for multiple business types.

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Our Key Offerings

Innovative Funding Solutions

Explore our features designed to elevate your business’s financial strategy.

Speed

You have a business to run, and we get that. That’s why our approval process is built for speed, not stress.

Flexibility

Business needs change, and we get it. That’s why we offer flexible financing that grows with you.

Accessibility

Small businesses deserve big opportunities. We offer financing solutions that work for companies of all sizes.

Personalized Support

You deserve personalized attention, and that’s exactly what we provide. No bots, no scripts—just real help.

No Hidden Fees

Trust matters in financing. That’s why we never hide fees or surprise you with extra costs.

Rapid Approval Process

Business moves fast, and so do we. Our approval process is designed to keep up with your needs.

Join the ER Capital Family

Unlock New Opportunities with Our Expertise

Our commitment to your success makes us the ideal partner for your business funding journey.

How to Use Equipment Financing?

Equipment financing is simple. Once approved, you get the equipment you need without a large upfront cost.
✔ Buy or lease essential business equipment
✔ Upgrade outdated machinery without breaking the bank
✔ Expand operations with new technology
✔ Manage cash flow by spreading payments over time
✔ Invest in business growth while keeping reserves intact

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Equipment Financing Requirements

To qualify for equipment financing, you need to meet certain requirements.
✔ Business must be at least 6 months old.
✔ Minimum $50,000 in annual revenue.
✔ Credit score of 600+.
✔ Equipment must be business-related and not for personal use.
✔ No recent bankruptcies or major tax liens.

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FAQs About Equipment Financing

Find answers to common inquiries about our Equipment Financing.

What is equipment financing?

Equipment financing allows businesses to buy or lease equipment through fixed monthly payments instead of paying the full cost upfront.

How does equipment financing work?

You apply for financing, get approved, and the lender pays the supplier directly. You then repay the loan in monthly installments.

What types of equipment can I finance?

You can finance vehicles, heavy machinery, medical equipment, office technology, and more.

What is the interest rate for equipment financing?

Rates start at 6% APR, but they depend on your credit score, business revenue, and loan term.

How long does approval take?

Approval can be as fast as 24 hours, depending on your financials.

Can startups get equipment financing?

Yes, startups can qualify, but lenders prefer businesses with at least 6 months of operations and steady revenue.

Is a down payment required for equipment financing?

Some lenders require 10-20% down, but many offer 100% financing options.

What happens if I can’t make payments?

If you miss payments, the lender may repossess the equipment. Always ensure you can afford the loan.

Can I use equipment financing for used equipment?

Yes, many lenders finance both new and used equipment.

Where can I apply for equipment financing?

You can apply online through ER Capital Ventures, banks, or alternative lenders.

Ready to Grow?

Where to Get Equipment Financing in the United States

There are many ways to get equipment financing depending on your needs.
✔ Banks and Credit Unions – Traditional lenders like Wells Fargo, Chase, and Bank of America
✔ Online Lenders – Fast approval from companies like ER Capital Ventures, BlueVine, and OnDeck
✔ Equipment Dealers – Some suppliers offer financing directly
✔ Alternative Lenders – Specialized business financing providers

Hear from Our Clients

What Business Owners Say About Equipment Financing

Real experiences from satisfied business owners.

★★★★★

I needed a forklift for my warehouse. ER Capital Ventures got me approved in 24 hours, and I had the equipment the next day!

Emily JohnsonRestaurant Owner

★★★★★

I was worried about financing, but ER Capital Ventures made it simple. My restaurant got new ovens without any hassle!

Laura DavisSalon Owner

★★★★★

My construction business relies on heavy machinery. Equipment financing helped me get a new excavator without spending all my cash upfront.

Michael SmithRetail Store Owner

★★★★★

My trucking business needed two more trucks. This financing helped me expand, and my revenue has doubled!

Sara MillerE-commerce Business Owner

★★★★★

I run a small dental practice. This financing helped me buy new X-ray machines. Now I can serve my patients better!

David BrownAuto Repair Shop Owner

★★★★★

Applying was quick, and the rates were lower than I expected. If you need equipment financing, this is the way to go.

James WilsonLandscaping Business Owner

Ready to Grow?

Apply for Equipment Financing Today!

Need new equipment? ER Capital Ventures offers fast approvals, low rates, and flexible terms.
Apply Now and get the tools your business needs today!

Enter the legal name of your business.

This field is required.

Enter the full name of the business owner.

This field is required.

Please provide an email for contact.

This field is required.

Enter the primary contact number.

This field is required.

Please enter your estimated annual revenue in USD.

This field is required.

Enter the advance amount in USD.

This field is required.

Indicate how long your business has been operating (in years).

This field is required.

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